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HomeBuy helps people who wish to buy a property but cannot afford to, and those who wish to rent but cannot afford to pay market rents.

All first time buyers earning less than £60,000 can apply for HomeBuy, provided they cannot afford to buy a property to suit their basic household needs on the open market in the area where they live or work. Although most first time buyers are now eligible, we will continue to prioritise social tenants and public sector key workers who apply.

 
We can also help people who have previously owned properties but are now unable to buy without assistance, for example in the case of relationship breakdowns, or families who are over-crowded in their existing homes.
 
Eligibility can vary between individual schemes and full details will be provided upon application.
 
 

Who qualifies as a key worker?

 

Key worker applicants must be employed in one of the following eligible key worker roles to be considered for HomeBuy:

 
 NHS
All clinical staff employed by the NHS except doctors and dentists
 Education
Qualified teachers in LEA schools and sixth form colleges, lecturers in FE colleges, children’s social workers and qualified nursery nurses in LEA nursery schools only
 Police

Police officers and community support officers including those working for the British Transport Police or the Civil Nuclear Constabulary (CNC) in certain areas. Some front line civilian police roles are also eligible – this varies by force

 Prison
Prison officers and related grades, operational support grades, nursing staff, industrials and instructional officers working at specified locations
 Probation
Probation officers, senior probation officers, probation service officers and other operational staff (except assistant chief officers) who work directly with offenders
 Local Authority

Local authority employed clinical staff, adult social workers, occupational therapists, educational psychologists, speech and language therapists, rehabilitation officers for the visually impaired and qualified nursery nurses. Local authority planners employed by the local planning authority delivering statutory planning services.

  Connexions personal advisors provided that they are employed by a local authority or a connexions partnership. Connexions personal advisors employed by private or voluntary sector organisations are not eligible.
 Fire Fighters
Uniformed fire and rescue staff below principal level
 MOD posts
Regular service personnel including:
 
- Military provost guard service, in the navy, army and air force
- Clinical staff (with the exception of doctors and dentists)
- MoD police officers
- Uniformed staff in the defence fire service
  In addition, the following group will qualify for intermediate rent schemes only:
  - Full time reserve service (full commitment)
Environmental Health Officers/Practitioners
Qualified environmental health officers/practitioners who work in a local authority, government agency, NHS or other public sector agency. AND who hold either an EHRB certificate of registration or an EHRB diploma in environmental health
Traffic Officer staff of the Highways Agency Traffic Officer Service

All applicants must be in one of the following safety critical roles:

- Supervisor (on road and off road)
- Traffic officer
- RCC operator