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New Build HomeBuy [Product information]
MyChoiceHomeBuy [Product information]
Rent to HomeBuy pilot scheme
Ownhome
New Build Shared Equity [Product information]
First Time Buyers' Initiative [Product information]
Social HomeBuy [Product information]
Discounted Rent [Product information]
Below is the full range of products and services on offer from HomeBuy.
 
Please click the appropriate link below to find out more about your chosen product, or use the product navigation tool bar above.
 
 
 New Build HomeBuy
 
offers new homes on a part buy/part rent basis where you purchase a share in the property, typically 50%, and pay a discounted rent to the housing association on the remaining share.
 
 
 MyChoiceHomeBuy
 
offers shared equity loans of between 15% and 50% towards the purchase of a property on the open market. A low monthly interest charge of 1.75% is payable on the shared equity loan.
 
 
 Rent to Homebuy
 
Offers brand new homes to rent at a subsidised rate, with the opportunity to purchase a share in the property after two to three years.
 
 
 Ownhome
 
offers shared equity loans of between 20% and 40% towards the purchase of a property on the open market. The shared equity loan is interest free for the first five years, after year five interest charges will apply.
 
 
 New Build Shared Equity
 
allows you to buy a brand new home from a developer using one of the two existing shared equity products: MyChoiceHomeBuy or Ownhome.
 
 
 First Time Buyers Initiative
 
offers brand new homes to buy on a shared equity basis. You will need to take out a mortgage to fund at least 50% of the purchase price, the government then provides additional assistance to buy up to the full purchase price.
 
 
 Social HomeBuy
 
offers some housing association tenants the opportunity to buy a share in their home. You will need to contact your own landlord if you are interested in buying your housing association rented home.
 
 
 Discounted Rent
 

offers brand new homes to rent at a subsidised rate. Discounted rent is predominantly for public sector key workers, however on occasion other priority individuals can be accepted, subject to individual scheme criteria.

Your home is at risk if you do not keep up rent and mortgage payments
Please note that the value of properties can go down as well as up